![]() ![]() ![]() Property Damage Liability - This coverage will reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.Bodily Injury Liability - This covers costs associated with injuries and death that you or another driver causes while driving your car.Nearly every state requires car owners to carry the following auto liability coverage: Here’s a rundown of the types of coverage available-some are required others are optional all are priced individually (a la carte) to let you customize coverage amounts to suit your exact needs and budget. Why? Because state-required minimums may not cover the costs of a serious accident, so it’s worth considering purchasing higher levels of coverage. In addition to understanding types of coverage, you’ll also want to consider coverage amounts. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both.īut to make the best decisions about purchasing other types of auto insurance coverage you might need, you’ll want to understand what’s covered, what’s not covered and what’s optional. ![]() The basic personal auto insurance mandated by most U.S. ![]()
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